EL HASAN, Sawqi Saad. Drivers of Buy Now Pay Later (BNPL) Adoption in Emerging Markets: A Qualitative Exploration of Shopee PayLater Users in Bogor City, Indonesia. Dirya:Journal of Economic Management, [S. l.], v. 2, n. 1, p. 48–54, 2025. DOI: 10.70283/dirya.v2i1.77. Disponível em: https://journal.stiemifdasubang.ac.id/index.php/dirya/article/view/77. Acesso em: 26 may. 2026.